Privacy Policy

Last Updated: July 5, 2026

At Zibiqo, accessible from zibiqo.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Zibiqo and how we use it.

1. Information We Collect

If you register for an account or upload verification documents, we may collect:

• Personal Information: Full name, date of birth, income level, and contact details (email address and phone number).
• Verification Documents: Identity proofs (PAN Card) and property ownership proofs (Index II / electricity bills).
• Usage Data: Information on how you interact with our platform and login status.

2. How We Use Your Information

We use the information we collect in various ways, including to:

• Provide, operate, and maintain our Service.
• Improve, personalize, and expand our Service.
• Verify identity and calculate profile trust scores.
• Send you invitations, updates, or communication related to the Service.
• Detect and prevent fraud.

3. How We Store and Protect Data

Your data is stored securely in our database using standard industry security practices, including Row Level Security (RLS) and encrypted secure channels. All verification documents uploaded are private and accessed strictly via temporary signed URLs.

4. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, or as required by law.

5. Your Data Rights

You have the right to request access to your personal data, request correction of any inaccurate data, or request deletion of your account and personal documents. To exercise these rights, please contact us.

6. Contact Us

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at support@zibiqo.com.